Boat/Watercraft Insurance

In the state of Texas, compared to auto insurance, no laws exist for watercraft or boat insurance. However, no boat owner wants to leave a boat without protection. If you plan to purchase or already own a jet ski, boat, or personal watercraft, then it is essential to have insurance to cover it. There are various insurance coverage options that you can consider.

Liability Coverage

A boat is a major investment and so to protect it, you should consider liability insurance. The agents at Essential Insurance Service in Texas can provide you with the various options you have and come up with a cost-effective plan for coverage. In case you don’t know, if you are a homeowner, you can add your boat to your current insurance policy used to cover your home. In other words, it can also cover your boat. Liability covers you if there is an injury; whether for you or others in the boat. It also covers medical payments associated with those injuries. If you don’t have liability coverage and someone is injured while on your boat, it opens you up to having to handle the cost of hospital bills and personal damages.

Protecting Your Boat

Buying a boat is a large investment and anything can happen to your boat. There could be a collision, or the boat could sink. Nature has a way of being unpredictable and so it is important to have boat insurance to cover your boat for those kinds of unscheduled situations. Boat insurance from Essential Insurance Service can help to protect your boat from possible damage or loss.

There are different types of coverage for your boat and these include:

  • Theft
  • Storms
  • Fires
  • Collision
  • Loss
  • Accidents
  • Injury

In addition, you would have the option to choose the coverage to protect from damage to your boat furnishings, sails, permanent fixtures, engine, and hull.

Make Contact Now

With all that being said, it is now time to visit the website of Essential Insurance Services and select that rating tool to get a quick quote. After you do this, it is then time to speak to an agent. Pick up the phone and call today so that you can get the proper insurance coverage for your boat or watercraft.